If you are starting your own pet business, pet insurance is absolutely necessary, and some policies may not be suitable for you. Some businesses, such as high street lenders or online business liability insurance policies will not cover you for claims involving dogs.
Other policies will cover both dogs and cats. If you are a dog groomer, a cat groomer may provide insurance cover, but it may be very expensive, especially if it is only covered for the actual day they come into work with you. If you are a dog walker and are also a vet, you may wish to consider providing pet business insurance policies for both of your businesses. However, they will usually be more expensive than one-off insurance for a single business.
These policies will cover just what the name suggests, and if something happens and someone makes a claim against the company you have these policies under, you will be compensated. If your pet is stolen, you may be able to claim compensation on your insurance, but this depends on the policy you choose. In addition, your pet business insurance will not usually cover loss of earnings. If you run a dog grooming business, the business will probably be excluded from any claims that relate to your grooming. The other important thing to remember when choosing your pet business insurance is that you can get extremely cheap policies on the internet.